COVERAGE@WORK
180 million Americans depend on employer-provided coverage for their health and financial protection – let’s protect the cornerstone of the U.S. health care system.
Health care works for 180 million Americans who count on employer-provided coverage for their health care. Thanks to diverse and active competition from health plans in every state, consumers and employers have access to high-quality and affordable care. As policymakers explore changes to this dynamic market, AHIP’s Coverage@Work campaign advocates for market-based solutions that protect choice and advance affordability, value, access, and well‐being.
Coverage@Work provides resources to educate policymakers and the public about this valuable part of the American health care system. Americans are satisfied with the health coverage they get through work, and it is a key factor in why they like their jobs and why they want to stay at their current job.
Watch and Learn Why Coverage@Work
is Worth Protecting
Resources
More than half of all Americans receive their health coverage through employer-provided health plans.
Learn how employer-provided coverage provides comprehensive health care, financial security, and peace of mind for millions with our one-pager.
Employer-provided coverage insures 180 million Americans - more than half of the population.
Learn why employer-provided coverage delivers value for business, patients, and the health care system with our new primer.
We sat down with the American Benefits Council to chat about our Coverage@Work program – and how employer-provided coverage is driving health care innovation across both the public and private sectors.
Whitepaper - Businesses have a vested interest in the health, wellness and well-being of their employees. When employees are healthy and happy, businesses can thrive and grow. Everyone wins.
WASHINGTON, D.C. – June 12, 2018 – Today, America’s Health Insurance Plans (AHIP) launched a nationwide campaign – called Coverage@Work – to bring employer-provided coverage to the forefront, highlighting the critical role this type of coverage plays in improving Americans’ health and financial security.
A new survey released by America’s Health Insurance Plans (AHIP) demonstrates the critical importance of employer provided health coverage to American workers. The results showed 71% of Americans are satisfied with their current employer-provided health coverage. Further, 56% indicated coverage remains a key factor in their choice to stay at their current job.
In 2017, AHIP finalized survey data received from 46 health plans covering 125.6 million commercial members with data collected between November 2015 and June 2016. The findings of the survey, along with a literature review provide important insights into how commercial health plans are using workplace wellness programs to improve health and lower costs. The data and interviews highlight what can be improved to strengthen these programs.
Beginning in 2022, federal law imposes a new 40 percent excise tax on employer-provided health benefits. Within a matter of years, most of the 180 million Americans with coverage at work will see their health care costs go up as a result.
On September 11, AHIP addressed a letter to House leaders, expressing support for legislation that proposes, among other steps, a one-year delay in implementation of the ACA’s tax on employer-provided health coverage.
Blog Posts
Every year, Americans make about 145 million visits to emergency rooms in the United States, and more than one-third of all patients are referred to a specialist.
Hardworking Americans deserve to have access to high-value health care at a price that doesn’t break the bank.
180 million Americans. More than half the US population. 90% of the American workforce. No matter how you count it, it’s a lot of people. And all of them count on health care coverage provided through their employers.
Research shows that sleep disturbances endanger the health of workers and may lead to lower productivity. That’s why some employers are investing in sleep and meditation apps for their employees.
Every day, millions of patients around the country rely on medicines to keep them healthy. But out-of-control drug costs are making it harder and harder for employers to provide the affordable, accessible health coverage hardworking Americans need – and deserve.
In their quest to reduce health care spending while improving employee health, employers are turning more and more to wellness programs. These increasingly popular tools do more than just shift health costs. They actually reduce them over the long term.
A recent series of articles has shed light on how certain hospitals and medical specialties exploit employer provided coverage –refusing to participate in health care coverage networks, then charging outrageously high prices.
Supplemental Health Insurance
Ending up in a hospital, not being able to work because of an illness or injury, or worrying about mounting medical debt are issues that no one wants to contemplate. Too many Americans are one illness away from financial hardship, and recent studies suggest 65 percent of employees (even those with major medical insurance) could afford no more than a $1,000 out-of-pocket expense. Supplemental insurance – like dental, vision, and disability income – covers the risks and costs not addressed by primary health coverage, providing a crucial financial safety net. For the many companies invested in the health and well-being of their employees, supplemental coverage is a key piece of a comprehensive benefits package that ensures employees’ health, wellness, and financial needs are met.
"
"