Technical Memo: Estimates of the Potential Reduction in Health Care Costs from AHIP’s Affordability Proposals
A detailed explanation of the estimates by AHIP and PricewaterhouseCoopers of AHIP's proposals to improve the affordability of health care.

January 2008 Census Shows 6.1 Million People Covered by HSA/High-Deductible Health Plans (Full Report; Slides)

AHIP's latest census of the HSA/HDHP market shows continued growth in coverage, especially in the small-group market, and includes enrollment totals by state.

Trends and Innovations in Chronic Disease Prevention & Treatment: An Update on Medicare Advantage Plans
An overview of key trends in chronic care, highlighting Medicare Advantage plans' recent innovations.

Health Affairs Marketwatch--Medigap Coverage and Medicare Spending: A Second Look (Full Report, Policy Brief)
New study shows Medigap coverage may have a smaller impact on Medicare spending than previously thought.

Trends in Medigap Policies, December 2004 to December 2006
Number of Medigap Policyholders Has Remained Steady in Recent Years

Individual Health Insurance 2006-2007: A Comprehensive Survey of Premiums, Availability, and Benefits

The latest in a series of AHIP surveys shows that the market for individually purchased coverage is more affordable and accessible than may be widely known.

AHIP Releases Guaranteed Access Proposal for the Individual Market

Most HSA Plans Provide First-Dollar Coverage for Recommended Preventive Care

Health Insurance: Overview and Economic Impact in the States
A compendium of reference information on health insurance in the states.

A New Generation of Behavioral Health Coverage: Perspectives from Interviews with Medical Leaders

A snapshot of health insurance plans' latest tools to promote excellence in behavioral health care.

Who Buys Long-Term Care Insurance? A 15-Year Study of Buyers and Non-Buyers
While people continue to purchase LTC insurance for multiple reasons, in 2005, the single most important reason for purchase was to protect assets.

AHIP Quality and Safety Proposal

AHIP advances a new national strategy to improve health care quality and patient safety.

January 2007 Census Shows 4.5 Million People Covered by HSA/High-Deductible Health Plans
(Full Report; Slides)

Health Savings Account/HDHP enrollment continues to grow in both the Individual and Group Markets.

Innovations in Chronic Care
A compendium of health plan programs to improve quality of life for members with cancer, chronic pain, depression, asthma, diabetes, and other chronic conditions, and to address obesity among children and adults.

Low-Income and Rural Beneficiaries with Medigap Coverage, 2004 (Overview; Full Report)
Data from the Medicare Current Beneficiary Survey serve as a reminder of the critical role played by Medigap coverage, especially for low- and moderate-income beneficiaries, and those living in rural areas.

Low-Income and Minority Beneficiaries in Medicare Advantage Plans, 2004 (Overview; Full Report)
Data from the Medicare Current Beneficiary Survey show that Medicare Advantage plans were a vital source of coverage for low-income beneficiaries.

Long-Term Care Partnerships: New Choices for Consumers -- Potential Savings for Federal and State Government
As more people purchase private LTC Partnership policies, the long-run outlook for Medicaid costs will improve.

Health Insurance: Overview and Economic Impact in the States
A compendium of reference information on health insurance in the states.

Health Cost Trend Remains Stable at 7-8 Percent (Full Report; Slides)

Overall health costs have stabilized at an annual growth rate of about 7.5 percent, according to the Center for Studying Health System Change. Meanwhile, several surveys report that premiums or costs for employer-based coverage rose by between 6 and 8 percent in 2006.

AHIP Releases Proposal to Expand Health Insurance Coverage.
AHIP Federal Access Proposal
AHIP State Reform Principles
Survey of Americans on AHIP Health Coverage Access Proposals
Webcast
Universal Health Accounts: A Portable Mechanism to Expand Access

Universal Health Accounts: A Portable Mechanism to Expand Access
A closer look at a key component of AHIP's access proposal.

A Survey of Medigap Enrollment Trends, July 2006

AHIP member survey tracks enrollment in Medicare Supplemental (Medigap) Insurance coverage from January 2003 to July 2006.

Small Group Health Insurance in 2006: A Comprehensive Survey of Premiums, Consumer Choices, and Benefits (Full Report; Slides)

A comprehensive survey of member companies offering coverage in the small group health insurance market, with premium and benefit data from more than 650,000 small groups covering 4 million workers and 3.2 million dependents.

HSAs and Account-Based Health Plans

An Overview of Preliminary Research

An Updated Survey of Health Care Claims Receipt and Processing Times

Electronic submission of health insurance claims more than tripled in the last decade, reducing administrative costs and allowing 98 percent of claims to be processed within 30 days of receipt.

January 2006 Census Shows 3.2 Million People Covered By HSA Plans (Full Report; Summary; Slides)

A census of AHIP members shows enrollment in Health Savings Account (HSA) Plans tripled in ten months

Summary of Health Care Proposals Highlighted in the State of the Union Address

Summary of High-Risk Pool Legislation in Congress

An update on activity in Congress addressing high-risk pool legislation.

An Analysis of the Recommendations of the President’s Advisory Panel on Federal Tax Reform

Update on State External Review Programs

This report provides an analysis of publicly available data from state external review programs operating in 2003 and 2004.

Side-by-Side Comparison of Health Information Technology Legislation

Updated to reflect Senate passage of Health IT legislation.

Innovations in Health Information Technology

An in-depth report on health insurance plans' latest IT solutions in areas such as e-prescribing, digital radiology, online decision support, electronic health records (EHRs), and personal health records (PHRs).

Individual Health Insurance: A Comprehensive Survey of Affordability, Access, and Benefits

A comprehensive survey of AHIP members shows that individually purchased major medical insurance was more affordable and accessible than may be widely known, and offered a broad array of benefits.

Guide to Health Care Spending Accounts

Answers to frequently asked questions about HSAs, HRAs, FSAs, and MSAs

The Health Care CHOICE Act of 2005 H.R. 2355 (Summary; Section-by-section)

Health Cost Trend Stablized at About 8 Percent in 2004

The Center for Studying Health System Change (HSC) estimates that growth in prescription drug spending declined to about 7 percent in 2004. Meanwhile, spending for hospital care and outpatient surgical and diagnostic services grew by 10 percent.

Low-Income and Rural Beneficiaries with Medigap Coverage, 2002 (Full Report; Summary)

Data from the Medicare Current Beneficiary Survey serve as a reminder of the critical role played by Medigap coverage, especially for low- and moderate-income beneficiaries, and those living in rural areas.

Low-Income and Minority Beneficiaries in Medicare Advantage Plans, 2002 (Full Report; Summary)

Data from the Medicare Current Beneficiary Survey show that Medicare Advantage plans were a vital source of coverage for low-income beneficiaries.

Number of HSA Plans Exceeded One Million in March 2005 (Full Report; Summary; Slides)

A census of AHIP members shows enrollment in Health Savings Account (HSA) plans doubled in six months.

Commentary: A Cautionary Note on the Number of Health-Related Bankruptcies

The research in Health Affairs doesn't come close to supporting claims that half of all bankruptcies are "caused" by medical debts.

Medicaid Innovations

Health insurance plans are implementing a multitude of creative programs to improve quality and efficiency in Medicaid.

Perspective: Administrative Costs of Private Health Insurance Plans

Over the last four decades, the administrative costs of private health insurance have remained steady at about 12 percent.

Health Savings Accounts Off To a Fast Start in the Individual Market (Slides)

Preliminary data from AHIP members show 438,000 people covered by September 2004

Comparison of Tax Advantaged Health Care Spending Accounts

This comprehensive comparison chart provides an overview, as well as detailed features of Archer MSAs, HSAs, FSAs, HRAs

Maryland HMO Premium Tax Would Leave 10,000 Uninsured

Approximately 1.2 million people would pay the new 2 percent tax, either directly or through their employer. About 10,000 Marylanders would lose their health coverage as a result.

Center for Studying Health System Change Identifies Hospital Prices as a Key Cost Driver; Rx Drug Spending Slowing

Health Cost Trends have Moderated, but Still Outpace Economic Growth

CBO's Analysis of Potential Savings from Disease Management Programs in Medicare

The latest data indicate that disease management programs can reduce the overall cost of health care, in addition to improving quality and patient outcomes.

Disability Insurance: A Missing Piece in the financial Security Puzzle.

The risk of disability during a worker's career is significant and the consequence for individual and family financial security can be severe. This chartbook looks at the handful of factures that give disability insurance the dubious distinction of being a "missing piece in the financial security puzzle."

AHIP Report: "Medicaid Managed Care Cost Savings - A Synthesis of Fourteen Studies"

According to the Lewin Group's review of 14 studies, Medicaid managed care has saved states up to 19% compared with fee-for-service Medicaid.

A Look at the U.S. Group Dental Market: Trends and Opportunities

This survey report explores a variety of topics: benefit provisions, managed dental plans, dual choice or employee benefit choice dental plans, underwriting, technology, and distribution methods.

Research Findings: Long Term Care Insurance in 2002

This survey measures the growth of the long-term care insurance industry and monitors the evolution of long-term care insurance products.

Individual Health Insurance: Wide Choice of Benefits Available

In July of 2003, the then-Health Insurance Association of America (HIAA) asked member companies active in the individual health insurance market to provide detailed data on the benefits provided under policies and certificates sold during the 12-month period ending on March 31, 2003.

A Chartbook of Findings: 2002 AHIP Survey of Health Insurance Plans

This chartbook contains findings from the 2002 AHIP Survey of Health Insurance Plans conducted by AHIP. The report covers timely issues such as: prevention and wellness services, disease management, mental health services, patient safety, e-commerce.

Rising Costs in the Small Group Market: Issues and Options

Results from a HIAA Survey on Claims Payment Processes

The issue of claims processing, especially turnaround times for claim payment, has attracted increasing attention among health plans and providers. This survey was designed to collect information on claims submissions by type and time period, and processing times.

Benefits of Long-Term Care Insurance: Enhanced Care for Disabled Elders, Improved Quality of Life for Caregivers, and Savings to Medicare & Medicaid

This study summarizes the major advantages of long-term care insurance for policyholders, caregivers, and public programs. These findings are based on analyses of empirical data collected over the last five years.

Individual Medical Expense Insurance: Affordable, Serves Young and Old.

A survey of in force individual health insurance policies to determine both the cost of coverage, and the distribution of covered individuals by age.

Highlights of 2002 AHIP Annual Survey of Health Plans: Disease Management and Chronic Care

Health Plans have implemented a variety of disease management programs to supplement the ongoing care patients with chronic illness receive from their providers.

Highlights of 2002 AHIP Annual Survey of Health Plans: Health Promotion and Wellness

The risk factors of tobacco use, poor diet/activity patterns, and alcohol use can be controlled with health promotion and wellness programs

Highlights of 2002 AHIP Survey of Health Plans: Preventive Health Care Services

Health plans continue to be on the forefront in offering preventive health services to their members: programs for early detection of chronic and life-threatening diseases as well as programs aimed at healthy lifestyles are mainstay benefits found at all

Highlights of 2002 AHIP Annual Survey of Health Plans: Women and Their Health Plan Coverage

Women are this country's predominant consumers of health care services. They are more likely than men to seek medical care: 24% of men never visit a physician during the year, and the 76% of men who do see a doctor average 2.5 office visits per year.

Innovations in Medicaid Managed Care

Health Plan Programs to Improve the Health and Well-Being of Medicaid Beneficiaries.

Who Buys Long-Term Care Insurance in the Workplace?

A study of employer long-term care insurance plans, 2000-2001.

Personal Health Information, Health Plans, and Consumers

This report explains the benefits to consumers of the use of personal health information (PHI) by health insurers and health plans, as well as the real and potential costs that arise from non-uniform state laws that regulate use of such data.

Highlights of 2001 AHIP Annual Industry Survey: Disease Management and Chronic Care

The number of Americans living with a chronic disease or illness is growing at an unprecedented rate. Disease management programs may play an important role in the delivery of cost-effective, quality health care for people with chronic diseases.

Highlights of 2001 AHIP Annual Industry Survey: Health Promotion and Wellness

The three leading causes of premature death in the United States are tobacco use, poor diet/activity patterns, and alcohol use. Each of these risk factors is linked to personal behaviors that may either contribute to disease development.

Highlights of 2001 AHIP Annual Industry Survey: Preventive Health Care Services

In a landmark study by Partnership for Prevention, 30 clinical preventive services were ranked according to health impact and cost effectiveness. Such rankings provide valuable information to those who set priorities for programs and systems aimed...

Highlights of 2001 AHIP Annual Industry Survey: Health Care Services Offered to Medicaid Managed Care Beneficiaries

A snapshot of health care services offered to Medicaid beneficiaries enrolled in Managed Care Organizations: High prevalence of disease management and preventive care programs.

Highlights of 2001 AHIP Annual Industry Survey: Most Medicaid Managed Care Plans Target Asthma

Ninety percent of Medicaid managed care plans include an asthma disease management program in their benefit packages, according to a survey conducted by the America's Health Insurance Plans (AHIP) during 2001.

The Impact of Medical Technology on Future Health Care Costs

Medical technology has sometimes been called the "culprit" behind the rise in health spending in the U.S. — which increased to $3,632 per person in 1998 up from $297 in 1970 (Cowan et al., 2000). This study examines the role technology has played, relative to other factors such as inflation and the aging of the population, and its likely influence in the future.

Who Buys Long-Term Care Insurance in 2000?

A Decade of Study of Buyers and Nonbuyers

The Impact of Pipeline Drugs on Pharmaceutical Spending

This study looks at a variety of factors that influence both the price (and price increases) of existing and new drugs and the quantity of pharmaceuticals that are purchased. The study also examines pipeline drugs and drug classes that may create demand for new treatments and may result in more patients receiving treatment.

Health Insurers' Anti-Fraud Programs

Trends over time have shown more companies becoming involved in, if not actually establishing, anti-fraud associations and programs. This increased involvement has resulted in a greater number of suspected fraud cases being investigated and substantial savings for companies and their policyholders.

Health Insurers' Anti-Fraud Programs

This survey was conducted to collect information on: 1) the extent to which insurers had developed anti-fraud programs and 2) their effectiveness.